By Mark Jones, director of Carmarthen-based Clay Shaw Butler chartered accountants and business consultants. This column appears in the Pembrokeshire Herald, the Carmarthenshire Herald and the Llanelli Herald.
British banks approved fewer mortgages last month, despite a boost from existing home-owners looking to lock

The latest Money Matters Clay Shaw Butler column

Latest podcast from Phil Evans and Robert Lloyd
The latest podcast from Phil Evans and Robert Lloyd.
The Big Cwtsh (Episode 27) is now on Soundcloud.

Latest ‘On Song’ column from Carmarthen Journal and Llanelli Star
There’s a musical and multi-media event with a difference coming up at Ffwrnes Theatre, Llanelli, next weekend.
The Armistice Suite is a special performance piece consisting of words, music and visuals, to commemorate the centenary of the end of the Great War (World War One)

The latest Phil Evans column
Comedian Phil Evans is from Ammanford. He is known as the man who puts the ‘cwtsh’ into comedy. Website – www.philevans.co.uk
This column appears in the South Wales Evening Post, Carmarthen Journal and Llanelli Star.
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You’re well-educated, witty, wise and other flattering words beginning

The latest Clay Shaw Butler Money Matters column
By Mark Jones, director of Carmarthen-based Clay Shaw Butler chartered accountants and business consultants. This column appears in the Pembrokeshire Herald, Carmarthen Herald and Llanelli Herald.
The ‘B’ word continues to dominate the news agenda and the headlines on TV, radio and on the

The latest Phil Evans column
Comedian Phil Evans is from Ammanford. He is known as the man who puts the ‘cwtsh’ into comedy. Website – www.philevans.co.uk
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Boris Johnson recently got into hot water (his hair needed washing) accused of making a racist joke.
But, from an objective viewpoint, it